Built to Change How the World Measures Risk
Alter Intelligence was founded on the belief that physical climate risk is fundamentally misunderstood and systematically mispriced.
An Experienced Team
Meet the leadership at Alter Intelligence
Nibu combines large scale commercial leadership with frontline climate policymaking. As a Director at Procter & Gamble, he led Go-To-Market strategy across a $2B+ business. Before that, he served as Chief of Staff to the Parliamentary Standing Committee Chairman on Science, Forests and Climate Change, shaping key legislation in India. Nibu holds an MBA from the Indian School of Business (ISB) and a bachelor's degree in Mechanical Engineering from NIT Warangal. At Alter Intelligence, he leads strategy, commercial partnerships, and go-to-market strategies.
Zerin is a career climate diplomat and policy architect with over a decade of experience at the highest levels of international climate governance. She has directed the creation and expansion of the India office for IGSD. She previously served as Special Advisor to the United Nations Environment Programme (UNEP) Executive Director, and represented the International Solar Alliance (ISA) at the UN General Assembly. Zerin serves on the Board of the UN Climate and Clean Air Coalition (UN CCAC) and as an Advisory Board Member for the UNESCO backed AI for the Planet Initiative. She holds a Master's degree in International Law and Diplomacy from the Fletcher School at Tufts University. At Alter Intelligence, she leads operations and institutional partnerships.
Dr. Rahul is a physical climate risk specialist with a career built at the frontier of where climate science meets financial risk. As a Principal at RMSI, he developed physical hazard risk scores for the banking sector spanning heatwaves, floods, droughts, cyclones, landslides, and sea level rise. His work has directly informed how major financial institutions quantify and price climate exposure. His expertise spans hydrology, flood risk modelling, geospatial analytics, remote sensing, and environmental data science. He holds a Ph.D. in Civil Engineering from IIT Gandhinagar. At Alter Intelligence, he leads the scientific methodology and model architecture, ensuring every risk score is multi-peril, defensible, and built to the standards that institutional clients and regulators demand.
What We Stand For
Precision Over Approximation
We reject the false comfort of portfolio-level averages. Every output is traceable to asset-level data and physically grounded models, calibrated against observed loss data where available.
Transparency in Modeling
Our methodology is open to scrutiny. We publish our scientific foundations, disclose model assumptions, and welcome challenge — because defensible outputs require defensible inputs.
Built for Decision-Makers
We build tools that drive action, not just outputs that generate reports. Every feature is designed with the risk professional, underwriter, or infrastructure planner in mind.